Business Analyst Role TalnQ in Jersey 

In the fast-paced world of fintech, few domains are as complex, critical, and rapidly evolving as Payments. It’s the lifeblood of the global economy, and being at the center of its digital transformation isn’t just a job—it’s a career-defining opportunity. Yet, many Business Analyst roles offer vague promises and stagnant projects.

This is not one of those roles.

TalnQ is on a mission to revolutionize digital banking, and we’re seeking a sharp, experienced Business Analyst with proven Payments expertise to join our dynamic team. If you’re ready to move beyond mundane tasks and work on high-impact projects that matter, this Jersey City-based hybrid role might be your perfect match. Ignoring it could mean missing your chance to shape the future of finance.

Who is TalnQ? Your Next Professional Home

Before we dive into the role, let’s talk about us. TalnQ is a forward-thinking technology partner dedicated to building the next generation of digital banking solutions. From our headquarters at 2603 Camino Ramon, Suite 200, San Ramon, CA 94583, we empower financial institutions with innovative, secure, and user-centric platforms.

Our culture is built on collaboration, innovation, and excellence. We believe in investing in our people, providing them with challenging work, and fostering an environment where their contributions are not only seen but are instrumental to our success. When you join TalnQ, you’re not just filling a position; you’re becoming a key player in a company that’s making a tangible impact.

Your Mission: Be the Architect of Payment Innovation

As our new Business Analyst specializing in Payments, you will be the vital link between our business objectives and our technological execution. Your core mission will be to analyze, define, and translate the complex needs of our payment systems into actionable requirements that our development teams can build upon. You won’t just be writing tickets; you’ll be architecting solutions that enhance how millions of users move money.

A Day in the Life: What You’ll Actually Do

Your responsibilities will be diverse, strategic, and crucial to our projects. You will:

• Lead Discovery & Elicitation: Conduct in-depth interviews and workshops with stakeholders, product owners, and subject matter experts to gather and understand business requirements for payment functionalities (e.g., wire transfers, ACH, real-time payments, card processing).

• Analyze & Specify: Perform detailed business and systems analysis to identify gaps, define scope, and create clear, concise, and comprehensive functional requirement documents (FRDs) and user stories.

• Bridge the Gap: Act as the primary translator between business stakeholders and the software development team, ensuring technical solutions perfectly align with business needs.

• Model Processes: Develop and optimize business process models, use cases, and data flow diagrams specific to payment ecosystems, identifying opportunities for efficiency and security improvements.

• Validate & Verify: Collaborate with QA teams to define test strategies, review test cases, and support User Acceptance Testing (UAT) to ensure the final product meets all defined requirements and is flawless upon deployment.

• Manage & Communicate: Proactively manage requirements traceability and communicate progress, challenges, and solutions to project leadership and stakeholders.

The Non-Negotiable: Your Qualifications

We are looking for a proven professional who can hit the ground running. To be successful, you must possess:

• A Bachelor’s degree in Business, Finance, Information Systems, Computer Science, or a related field.

• A solid 3-7 years of experience as a Business Analyst within the digital banking or financial technology sector.

• Direct, hands-on experience working on Payment systems. This is non-negotiable. Your expertise should include deep knowledge of one or more of the following:

  • Domestic and International Wire Transfers (e.g., Fedwire, SWIFT)

  • Automated Clearing House (ACH) payments

  • Real-Time Payment (RTP) networks

  • Card networks and processing (Visa, Mastercard)

  • Digital Wallets and P2P Payment systems

• Exceptional analytical and problem-solving skills with the ability to process complex information and distill it into clear, actionable insights.

• Superb communication skills, both written and verbal, with the ability to facilitate meetings and present complex ideas clearly to both technical and non-technical audiences.

The “Ideal Candidate” Checklist: What Will Make You Shine

While the above is required, these qualities will make you a standout candidate:

• Experience with Agile/Scrum methodologies and tools like Jira or Confluence.

• Familiarity with API documentation and working with RESTful services.

• Basic SQL skills for data querying and analysis.

• A certification like CBAP (Certified Business Analysis Professional) or PMI-PBA.

• A keen eye for detail and an unwavering commitment to quality.

Why Choose TalnQ? The Benefits of Building Your Career Here

We believe that our employees are our greatest asset, and we back that up with a compelling benefits package:

• Competitive Compensation: A salary package that accurately reflects your experience and expertise in the competitive fintech market.

• Hybrid Work Model: The best of both worlds. Work 3 days a week from our modern Jersey City, NJ office,
  fostering collaboration and connection, and enjoy the flexibility of working remotely for the remaining days.

• Comprehensive Health Benefits: Top-tier medical, dental, and vision insurance to keep you and your family healthy.

• Financial Security: A 401(k) plan with a company match to help you build your future wealth.

• Professional Growth: Generous support for continuous learning, including stipends for certifications, conferences, and courses to keep you at the top of your field.

• Collaborative Culture: Join a team of passionate, smart, and supportive individuals who are all rowing in the same direction.

How to Apply: Your Next Step is Simple

If this role excites you and your experience aligns, we strongly encourage you to apply. The process is straightforward:

1. Update Your Resume: Ensure it highlights your specific experience in Payments and digital banking.

2. Craft a Brief Cover Letter (Email): In the body of your email, tell us why you are particularly interested in this role at TalnQ and what makes you the ideal Payments BA. Mention you saw this detailed posting to show your attention to detail!

3. Send Your Application: Email your resume and cover note directly to our hiring team at [email protected].